Call your insurance company or agent and ask for an insurance checkup to make sure you have enough homeowners insurance to repair or even replace your home. Don’t forget coverage for your car or boat.

Remember, standard homeowners insurance doesn’t cover flooding. Whether you’re a homeowner or renter, you’ll need a separate policy for it, and it’s available through your company, agent or the National Flood Insurance Program at floodsmart.gov. Act now, as flood insurance requires a 30-day waiting period.

Information and graphics are from the National Weather Service.

Learn about determining your risk and developing an evacuation plan and about assembling emergency supplies. Look for additional Hurricane Preparedness Week posts on Alabama NewsCenter each day this week. For more weather news and information from Scott Martin and other members of the James Spann team, visit AlabamaWx.